Thank you for your interest in Spectrum Select Investment Services. During your visit to this website, you'll find a wealth of information that will help you better understand the opportunities and potential rewards that are available when you take a proactive approach with your individual situation.

We look forward to offering you a no-obligation evaluation and an opportunity to help you develop a realistic and rewarding financial strategy.

Ken Loebel
Investment Adviser Representative
Market Watch

May 25, 2012 @ 07:02 AM

Dow Jones Industrials 12,529.75+ 33.60
Dow Jones Transportation 5,108.40+ 41.15
Dow Jones Utilities 466.91+ 1.61
Nasdaq 100 2,531.35- 15.73
S&P 500 1,320.68+ 1.82
10 Year Treasury Note 1.76+ 0.04

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Market data delayed per exchange rules.
All quotes are in US Eastern Time (EST).
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Newsletters

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

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Calculators

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Disability Income Insurance

How much Disability Income Insurance do you need?

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